Teacher Retirement Planning Sunshine Coast

MAHER DIGBY SECURITIES - teacher retirement SPECIALISTS

When we opened the doors of our Nambour estate and financial planning office in 1989, we did not set out to be local financial planner specialists for teachers, but over the years our team came to realise financial planning for teachers was a growing niche which required specialist insight, and specific financial advice and strategies somewhat different to other careers.

And so, as no other finanical planning firms on the Sunshine Coast specialised in filling the need for this niche service, we took up the reins and today are regarded as one of the best financial planning firm's for teachers on the Sunshine Coast. 

Twenty years ago we received referrals from teachers in the Wide Bay region and we have continued to receive referrals from satisfied clients, both on the Sunshine Coast and in Wide Bay. So much so that around one third of our current client base are retired teachers.

Why Choose Maher Digby as your Teacher Retirement Advice Specialists 

At Maher Digby, our teacher retirement planners understand the unique circumstances of teachers and the teaching community having been involved in many discussions at our teacher forums.

Since 2003, our financial planners have been providing Teacher Retirement Question and Answer Forums on the Sunshine Coast and in Wide Bay.

These provide teachers an opportunity to discuss teacher retirement planning options and ask questions in regards to their finances, superannuation and retirement options for teachers. This can be helpful in the pre-retirement phase no matter where a teacher may sit along the retirement timeline.   

We find teachers appreciate having a Sunshine Coast financial advisor who knows them personally, knows their history, their family and their needs, and who takes an active role in their retirement planning. A financial advisor for teachers who is readily available and will provide teacher retirement advice, and design strategies, specific to their needs and circumstances including throughout their entire retirement.

Teachers have also appreciated having more choice with regard to their Estate Planningincluding being able to deem who is the legal beneficiary of their superannuation.

Apart from overseeing the ongoing management of a teacher's investment portfolio within market fluctuations, there are many things that may need to be managed throughout the retirement phase. As retirement evolves there can be such things needed as downsizing properties, receiving an inheritance, Age Pension entitlement changes, or the need for Aged Care for a partner.

Our estate and financial services include assisting teachers with financial advice regarding these kind of circumstances should they arise.

Advantages of maher digby financial planning for teachers

If a teacher has a Defined Benefit Superannuation then market fluctuations do not affect the retirement nest egg. This can position a person with more choice as to when they can retire. A financial advisor for teachers can provide a clearer view of best timing for different circumstances.

Teachers also experience some advantages in the pre and post retirement phase.

Many people choose to extend the front end of their retirement by taking long service leave as part of their pre-retirement strategy. In addition, some retiring teachers will keep a small amount of investment in their Accumulation account to keep it open, and then utilise Supply Teaching as a form of part-time income in their post-retirement phase.

Maher Digby's ongoing estate and financial planning services for teachers includes client updates, regular portfolio reviews and direct access to the client's financial adviser as needed. 

You may like to read what retired teachers have to say about our Nambour financial planner services.

You can also read further about our Retirement Planning strategies.

To get in touch with our local financial planners on the Sunshine Coast to discuss retirement options for teachers, please send your question via the form on the right of the page here, or phone us directly using th enumber at the top of this page.

We welcome you to ask about our complimentary initial financial planning consultation.