Financial Planning Services
Personalised finance advice and financial services
Securing your future
Maher Digby Securities is a local Sunshine Coast family business with a focus on offering the highest quality financial advice to assist you in achieving your lifestyle objectives. We combine this with friendly accessible service that is as individual as you are. Holding our own licence, we provide you with recommendations to cater for your specific needs.
Maher Digby's success in financial planning is built around our ability to understand a client's needs and offer professional investment advice aimed at securing your financial future.
We are Sunshine Coast financial planners specialising in:
We offer comprehensive advice on planning for your retirement so as to ensure you are financially secure. We discuss your desired lifestyle, your income requirements, your superannuation and investment options, the timing of your retirement, any outstanding long service leave and other entitlements and any other issues relevant to you.
We have specialist knowledge of the superannuation environment and can advise on different strategies for your investments. The superannuation arena can be very complex and we are able to give you superannuation advice that you will understand.
Income Stream Strategies
We can help you receive an income in retirement to meet your needs. It may be from your superannuation via an account based pension, deriving an income from your investment portfolio, or simply ensuring you receive your maximum Centrelink entitlements to supplement your income.
We offer assistance with Centrelink to provide you with your full entitlement to any Pension or Allowance. There may be investment strategies that suit your needs and at the same time increase these entitlements.
Estate Planning & Management
We will help you to ensure that your assets are distributed as per your wishes upon your passing. It is vital that your Will is current and we recommend having an Enduring Power of Attorney as well as binding nominations within your superannuation. We also manage the transfer of you Estate to your spouse and family. For a helpful Estate Planning checklist and commentary you can review this Estate Planning Guide .
Moving a loved one into Aged Care can be a complex and harrowing experience. We provide simplified guidance for our clients in order to produce the best outcomes in regard to their finances. For a useful reference you can view this Guide to Aged Care - this guide contains relevant information and thresholds current as at 30th June 2019.
Wealth Creation & Preservation
As financial planners, we understand that when it comes to retiring there are no second chances to rebuild your wealth. We can design investment strategies to ensure that while drawing a regular income, you are maintaining as much of your capital as possible.
Industry Super Fund Rollovers – including Q Super
Industry funds aren’t for everyone. You may want greater flexibility and control of your retirement funds. We have extensive experience in handling rollovers from industry funds, especially QSuper, whether it be for retirement or reinvestment of your Accumulation account balance.
A large segment of our client base are retired school Principals and teachers. We understand the needs of teachers when it comes to retiring or planning for the retirement. We have extensive experience in QSuper rollovers and can assist you in all the decisions that need to be made in order for you to maximise your lifestyle goals for retirement. To view what our retired teacher clients have to say about our services go to our Testimonials page.